To evaluate the effect of the ealth nsurance lexibility and ccountability () demonstrations on the rate of uninsured. The policy purpose of the demonstrations is to encourage “new comprehensive state approaches” that will increase the number of insured. interventions include changes in benefit packages, eligibility rules for public programs, and state subsidization of private health insurance premiums. Some states emphasized private insurance (premium assistance), whereas others placed greater emphasis on expanded eligibility for public insurance.
Data were drawn from the urrent opulation urvey from 2000 to 2007. The target populations for the waiver demonstrations consisted of individuals who were eligible for the waiver demonstrations in demonstration states.
The estimation approach was a probit model using a difference‐in‐differences approach.
In states that fully implemented their waiver, increased the rate of insurance coverage by 6.4 percentage points on average in the targeted adult population, suggesting that approximately 118,848 adults gained health insurance due to . Total adult enrollment in the six states studied was 280,739. The effect size varied by state, with Maine having the largest effect and Illinois the smallest. The results were robust to different specifications of the control group.
Our findings suggest that public insurance initiatives that provide states with flexibility regarding eligibility and plan design are a viable policy approach to reducing uninsurance rates.
Data Sources/Study Setting